KNOW THE RISK. TEST THE PROGRAM. DOCUMENT THE RESULTS.

A strong BSA/AML compliance program starts with understanding your institution's risk—but it doesn't end there.

Financial institutions also need a structured way to independently test whether their policies, controls, monitoring, training, reporting, and governance appropriately address that risk.

The Jay Get It™ BSA/AML Risk Assessment + Independent Testing Bundle — 2026 Edition brings both processes together.

This professional bundle combines the:

BSA/AML/CFT Enterprise Risk Assessment Toolkit

+

BSA/AML Audit & Independent Testing Toolkit

Together, they provide an editable framework for moving from:

IDENTIFY RISK → ASSESS CONTROLS → DETERMINE RESIDUAL RISK → TEST THE PROGRAM → DOCUMENT FINDINGS → REMEDIATE → VALIDATE

Designed for banks, credit unions, compliance professionals, risk managers, internal auditors, and consultants, the bundle helps replace disconnected spreadsheets and blank templates with a structured compliance workflow.

TOOLKIT #1

BSA/AML/CFT Enterprise Risk Assessment Toolkit — 2026 Edition

Build and document an institution-specific BSA/AML/CFT risk assessment.

Includes tools for:

✓ Institution Profile
✓ Products & Services Risk
✓ Customers & Entities Risk
✓ Geographic Risk
✓ Delivery Channels
✓ Inherent Risk Assessment
✓ AML/CFT Controls Assessment
✓ Residual Risk Documentation
✓ AML/CFT Priorities Review
✓ Emerging & Evolving Risks
✓ Data & Evidence Inventory
✓ Corrective Action Planning
✓ Executive Risk Dashboard
✓ Regulatory Crosswalk
✓ Change Log & Approval
✓ Sample Completed Assessment
✓ Risk Assessment User Guide
✓ Executive/Board Report Template
✓ Start Here / Read Me

The framework helps document not only what the institution's risks are, but also the evidence, controls, rationale, and professional judgment supporting the conclusions.

TOOLKIT #2

BSA/AML Audit & Independent Testing Toolkit — 2026 Edition

Take the next step by independently evaluating the institution's BSA/AML compliance program.

Includes:

✓ 85+ risk-based testing procedures
✓ Audit Planning & Scope
✓ Audit Scope Coverage Matrix
✓ Auditor Independence Documentation
✓ Auditor Qualifications
✓ Document Request List
✓ Master Audit Checklist
✓ Governance & Program Testing
✓ Internal Controls Testing
✓ BSA Officer Review
✓ Training Testing
✓ CIP/CDD/Beneficial Ownership Testing
✓ CTR Testing
✓ SAR Testing
✓ Transaction Monitoring Testing
✓ Information Sharing Review
✓ Sample Selection
✓ Exception Log
✓ Findings & Management Responses
✓ Finding Severity Methodology
✓ Prior Findings Follow-Up
✓ Corrective Action Validation
✓ Regulatory Crosswalk
✓ Executive Audit Dashboard
✓ Independent Testing User Guide
✓ Final Audit Report Template
✓ Start Here / Read Me

TWO TOOLKITS. ONE CONNECTED COMPLIANCE PROCESS.

The real value of this bundle is how the products work together.

Your risk assessment helps identify where the institution's greatest BSA/AML risks may exist.

Your independent testing should then consider that risk profile when determining the appropriate scope and depth of testing.

That creates a more logical workflow:

1. Identify the institution's risks

Products. Customers. Entities. Geography. Delivery channels. Emerging risks.

↓

2. Evaluate mitigating controls

Document the controls used to manage those risks.

↓

3. Determine residual risk

Record the rationale and professional judgment supporting the institution's conclusions.

↓

4. Build the independent-testing scope

Use the institution's risk profile, material changes, prior findings, systems, and controls to help determine testing priorities.

↓

5. Perform and document testing

Use structured procedures, evidence, samples, workpapers, and exception tracking.

↓

6. Report findings

Document findings, management responses, responsible owners, and target dates.

↓

7. Remediate and validate

Track corrective actions and validate remediation where appropriate.

EXECUTIVE & BOARD REPORTING INCLUDED

Both toolkits include professional reporting tools.

The Risk Assessment Toolkit provides an Executive/Board Risk Assessment Report Template.

The Independent Testing Toolkit provides a comprehensive Final Audit Report Template covering:

• Executive Summary
• Overall Audit Conclusion
• Scope & Objectives
• Independence & Qualifications
• Testing Methodology
• Sampling
• Detailed Audit Conclusions
• Findings
• Management Responses
• Corrective Actions
• Prior Findings
• Governance Reporting
• Auditor Sign-Off
• Supporting Appendices

This helps move information from working spreadsheets into a more professional management and governance reporting format.

WHO IS THIS BUNDLE FOR?

Designed for:

• BSA Officers
• AML Professionals
• Compliance Officers
• Internal Auditors
• Risk Managers
• Bank Management
• Credit Union Management
• Independent Testing Professionals
• Compliance Consultants
• Financial Crime Professionals
• Community Banks
• Credit Unions

FULLY EDITABLE

Files are provided in Microsoft Excel and Microsoft Word formats.

Customize the tools for your institution's:

• Risk profile
• Products and services
• Customer base
• Geographic footprint
• Delivery channels
• Systems
• Policies and procedures
• Testing methodology
• Sampling approach
• Issue-rating methodology
• Governance structure
• Reporting requirements

The toolkit provides the framework.

Your institution provides the facts, evidence, professional judgment, and conclusions.

WHAT THE CUSTOMER RECEIVES

BSA/AML/CFT Enterprise Risk Assessment Toolkit

01 — Start Here / Read Me
02 — Enterprise Risk Assessment Excel Workbook
03 — Risk Assessment User Guide
04 — Executive/Board Report Template

BSA/AML Audit & Independent Testing Toolkit

05 — Start Here / Read Me
06 — Audit & Independent Testing Excel Workbook
07 — Independent Testing User Guide
08 — Final Audit Report Template

8 professional editable files across two complete compliance toolkits.

WHY BUY THE BUNDLE?

Purchased separately:

Risk Assessment Toolkit — $49.99

Audit & Independent Testing Toolkit — $69.99

Individual Value: $119.98

Bundle Price: $99.99

Save approximately $20 when purchased together.

More importantly, the bundle provides two complementary frameworks for documenting the relationship between institutional BSA/AML risk and independent testing.

IMPORTANT USE INFORMATION

These products provide structured frameworks and suggested methodologies—not predetermined institutional conclusions.

There is no universal risk rating, testing scope, sample size, finding severity, or testing frequency that is appropriate for every financial institution.

Users should customize the tools based on their institution's risk profile, applicable requirements, policies, systems, populations, controls, prior issues, and professional judgment.

Regulatory requirements and guidance can change. Users should verify current requirements and authoritative guidance when completing a risk assessment or independent-testing engagement.

DISCLAIMER

The Jay Get It™ BSA/AML Risk Assessment + Independent Testing Bundle — 2026 Edition is an educational and compliance-planning resource.

It does not constitute legal advice, regulatory approval, an examiner-approved methodology or template, or a guarantee of compliance.

The institution and responsible professionals remain responsible for determining applicable legal and regulatory requirements, risk-assessment methodology, tester independence and qualifications, scope, sampling, findings, conclusions, reporting, confidentiality, record retention, and corrective actions.

© 2026 Jay Get It™. Purchaser/institutional use only. Not for resale, redistribution, sharing, or unauthorized reproduction.

Digital product. No physical product will be shipped.