2026 Edition · Banks & Credit Unions
Bring your risk assessment, scoring, and management reporting together in one editable toolkit.
From assessment to action
A coordinated framework for documenting risk, presenting results, and keeping corrective actions visible.
Work through inherent risk, controls, and residual risk using the toolkit’s worksheets and scoring matrix.
Use the executive dashboard and management reporting tools to make assessment results easier to discuss.
Identify gaps, assign actions, monitor progress, and document closure with a corrective action tracker.
Complete toolkit details
Build It. Benchmark It. Defend It.
Your institution may already have a BSA/AML/CFT risk assessment—but can you clearly document how you reached your conclusions?
The Jay Get It™ BSA/AML/CFT Enterprise Risk Assessment Toolkit — 2026 Edition provides banks and credit unions with a structured, editable framework for identifying institution-specific risks, evaluating controls, documenting residual risk, tracking corrective actions, and communicating results to management.
Designed around current FFIEC BSA/AML risk-assessment principles, this toolkit goes beyond a basic checklist.
✓ BSA/AML/CFT Enterprise Risk Assessment Workbook
A comprehensive editable Excel workbook featuring an executive dashboard, risk-scoring framework, dropdown selections, calculated scoring aids, and institution-specific risk documentation.
✓ Products & Services Risk Assessment
Evaluate risk across deposits, lending, cash, wires, ACH, digital banking, remote deposit, P2P, and other products and services.
✓ Customers & Entities Assessment
Document and evaluate relevant customer/member and legal-entity exposures without automatically assigning risk based solely on customer type.
✓ Geographic Risk Assessment
Assess geographic exposure associated with customers, locations, transactions, cross-border activity, and applicable jurisdictions.
✓ Delivery Channel Assessment
Evaluate branch, ATM, online, mobile, digital account opening, wire, ACH, P2P, fintech, and other delivery-channel risks.
✓ AML/CFT Controls Assessment
Evaluate the design and effectiveness of key controls across governance, CDD, monitoring, SARs, CTRs, training, independent testing, sanctions screening, data integrity, and more.
✓ Executive Risk Dashboard
Summarize significant risks, assessment completion, corrective actions, and management conclusions.
✓ Data & Evidence Inventory
Document the systems, reports, transaction volumes, data periods, owners, and supporting evidence behind your conclusions.
✓ Emerging & Evolving Risk Assessment
Consider relevant exposure to synthetic identity, AI-enabled fraud, faster payments, money mules, digital account opening, fintech relationships, cyber-enabled financial crime, and other developing threats.
✓ Corrective Action Tracker
Identify gaps, assign ownership, establish target dates, document remediation, and track issues through closure.
✓ Regulatory Crosswalk & Source Library
Connect major components of the assessment to relevant regulatory guidance and maintain useful reference information.
✓ Sample Completed Assessment
See fictional examples demonstrating how exposure, controls, inherent risk, residual risk, and rationale can be documented.
✓ Change Log & Approval Documentation
Support version control, management review, challenge, approval, and assessment governance.
✓ Start Here Guide + User Guide
✓ Editable Executive Report Template
Translate assessment results into a professional management or board-level report.
BSA Officers • AML Professionals • Compliance Officers • Risk Managers • Internal Auditors • Bank Management • Credit Union Management • Compliance Consultants
This toolkit is provided in editable Microsoft Excel and Word formats, allowing your institution to customize categories, methodology, documentation, and reporting to reflect its actual size, complexity, products, services, customers, geographic footprint, transaction activity, technology, and control environment.
This toolkit is an educational and compliance-planning resource. It does not constitute legal advice, regulatory approval, an examiner-approved template, or a guarantee of compliance.
Financial institutions remain responsible for determining and meeting all applicable legal, regulatory, supervisory, policy, documentation, and risk-management requirements.
Digital product. No physical item will be shipped.
© 2026 Jay Get It™. For purchaser/institutional use. Not for resale or redistribution.
Stop building your BSA/AML/CFT risk assessment from a blank spreadsheet.
Start with a structured framework designed to help you identify the risk, document the evidence, evaluate the controls, and defend the conclusion.
Download the 2026 Edition and customize it for your institution.
What’s included
Keep the working details and the management view connected.
Built for institutional teams
For banks and credit unions organizing their BSA/AML/CFT risk assessment process.
Practical by design
Use the editable framework to document your institution’s risks and controls. Apply your own policies, methodology, and professional judgment when completing the assessment.
Build it.
Benchmark it.
Defend it.
Make the next assessment clearer
Get the BSA/AML/CFT Enterprise Risk Assessment Toolkit — 2026 Edition.
$49.99Get the Toolkit →Digital product delivered through Gumroad. This toolkit supports professional work; it is not legal advice, regulatory approval, or a guarantee of compliance. Review and adapt it to your institution’s requirements.