ACH Fundamentals Handbook: How ACH Payments Actually Work
Understand ACH. Explain It Clearly. Handle ACH Questions With More Confidence. ACH payments are everywhere in banking—from payroll direct deposits and bill payments to…
View Resource →Jay Get It™ / ACH & Payments Training
Understand how payments actually move.
Build practical knowledge of ACH participants, credits and debits, transaction flow, payment timing, and the questions banking employees encounter in the real world.
OriginatorStarts the instruction
ODFIOriginating institution
ACH OperatorProcesses and routes
RDFIReceiving institution
ReceiverReceives the entry
ACH learning library
Training built for practical understanding
ACH Originator Starter Kit | ACH Operations, SEC Codes & Risk Guide
ACH origination is more than sending payments—it requires the right authorization, accurate information, proper SEC codes, strong controls, and a process for handling…
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Knowledge you can use at work
Understand who originates, processes, receives, and ultimately benefits from an ACH entry.
Connect authorization, processing, settlement, and posting without treating them as the same event.
Use structured thinking when payroll, account debits, or transfers do not appear as expected.